The Commandment Card Helps Christians Build Better Credit
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Written by: matteoscot
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Date: Thu, 19 Aug 2010 |
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No matter what type of credit you’re in the market for, Christian credit or any credit, remember building credit takes time and you have to start somewhere. The Commandment Card is designed to help will help you establish the credit foundation you need to achieve any and all of your credit needs. The Commandment Card carries a 0% interest rate for the life of the card so building credit and purchasing the faith based products you just became easier and more affordable. Once approved for this Christian credit card you will start building credit immediately. Our Christian credit card site provides a host of inside credit tips, car buying tips, and a blog to ask any type of credit questions. Below are some of the typical credit question and answers that are on our blog.
Does my debt to credit ratio affect my credit score?
Yes, the more debt you carry the lower your credit score will be. This Christian credit card will help you lower your overall debt ratio provided you carry a low or zero credit balance.
Will owning the Commandment credit card help me when I buy a house?
Yes. This Christian credit card reports as an unsecured credit card meaning that you have been able to repay your credit account balance without any sort of collateral.
Is the Commandment credit card for good credit or bad credit individuals.
The Commandment card is uniquely designed for all types of credit history, good, bad, or no credit history. This type of unsecured credit card requires no credit check or co-signer to qualify.
Why do unsecured credit cards for bad credit have higher interest rates and how is the Commandment Card different?
When creditors provide unsecured credit to those individuals with bad credit, the credit issuers face higher financial risks. So, to protect themselves, creditors set higher interest rates and fees for those with bad credit. With the Commandment Card there is no interest rate there is simply a $5.95 monthly fee that is assessed to keep the account open, active, and reporting positively to the credit bureaus.
The Commandment Card is a Christian credit card that offers Christians with bad credit an opportunity to re-establish their credit history. We at the Commandment Card feel that everyone deserves a second change with credit which is why we have created a Christian credit card aimed directly at this credit dilemma. Having an active, long-term line of credit reporting to the credit bureaus can improve your credit rating. Here are a few questions and answers that may help with your credit needs.
How can I re-establish my credit if I have had a bankruptcy or any other bad credit issues and traditional banks will not give me credit?
You can start with the Commandment Card, this Christian credit card will report as an open and active revolving account on your credit report. The Commandment Card will help bad credit Christians get around the catch-22 of how do I establish credit when I have no or bad credit.
How can the Commandment Card be 0% interest for the life of the credit card?
Again, the Commandment Card is designed in helping Christians with bad credit obtain the credit they deserve. At Commandment Card.com we designed the Christian credit card to help bad credit individuals not to take advantage of them.
Why does the Commandment Card have a sign up fee?
The Commandment Card has a sign up fee that is only charged upon approval. This charge helps compensate for the credit card processing, credit card setup, and the credit card to be shipped out to you.
About the Author
Brian helps guide Christians with bad credit to a better credit score. The Christian credit card is a savior to bad credit.
Source: The Commandment Card Helps Christians Build Better Credit
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