As a professional yoga practitioner, you most likely work primarily with the energy of each of your clients, along with skillfully channeling and directing your own energy. All of this is typically done in an effort to increase the client’s overall sense of well-being, from stress release and emotional calming to the easing of physical pain and fatigue.
Although the practice of yoga is clearly a healing profession that does not mean yoga teachers are free from the risks that accompany running a business of any kind, especially a business that caters to members of the public in an intimate, one on one fashion.
To protect yourself and your yoga teaching practice from the risks inherent to running a business, it is important to secure yoga liability insurance. A yoga liability insurance policy will provide the coverage you need in case something unexpected takes place in your yoga studio, such as a client getting hurt on your property or claiming damage or injury due to something that occurs during the session.
For those of you who are still wondering why anyone in a profession dedicated to healing would ever need to worry about a client claiming damage or injury—after all, that is the exact opposite of what yoga aims to achieve—think for a moment of the medical profession.
Even though doctors aim to heal their patients, they still must carry high quality liability insurance, in case one of those patients ends up accidentally getting hurt or believes the doctor did something that caused damage or injury.
It is true that yoga teachers are not using any invasive techniques on their clients, and may not even be touching their clients during a yoga class, but they are still working with these clients in close physical proximity.
These factors all play into the fact that yoga teachers are wise to possess their own yoga teacher liability insurance, simply to serve as a safety net in case anything unexpected did occur. Fortunately, because the risk of a client getting hurt or claiming damage or injury due to something that happened during a reiki session is quite low, the cost for significant yoga liability insurance coverage is quite low, too.
In fact, you should be able to find a solid yoga liability insurance policy that costs less than a couple hundred dollars per year. This fee, which is often tax deductible as a business expense, can provide you with plenty of peace of mind, so you do not have to worry or wonder about elements that may be out of your control, such as a client slipping, tripping or falling on the property of your practice.
Even if you absolutely cannot imagine a client ever claiming damage or injury due to something that took place in your session room, it is still worth having yoga insurance, if only for the general liability portion of coverage—the part that will protect you in case a client does slip, trip or fall on the property of your practice.
Your identity as a business person is not something that needs to be at the forefront of your mind all the time in order to be a successful massage therapist or bodyworker. In fact, the words and phrases used earlier in this article, such as healer and health care provider, are most likely far more vital to your success among clients.
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For those yoga instructors who teach forms of yoga that may seem to carry a bit more risk, the reasoning behind enrolling in a yoga instructor insurance program is probably easy to follow. Examples such as the one outlined above usually involve the malpractice or professional liability portion of your yoga instructor liability insurance.
One of the main catalysts for massage therapists and bodyworkers to begin looking into a massage therapy liability insurance policy is the simple fact that these practitioners may be on the cusp of beginning their professional careers. There are a number of reasons why you may be currently searching for a massage therapy liability insurance policy, and you can rest assured that securing such a policy is a wise move for you and your practice.
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With such a health and wellness oriented career, it is obviously quite tough to think that anything could take place in your space that would adversely affect a client. However, it is important to tap into your business sense long enough to realize that accidents do happen, and the savvy massage therapist or bodywork should have the protection of a solid massage therapists insurance policy.
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