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<h1>Top 10 ways to spend less money</h1>
1)&nbsp;&nbsp;&nbsp; Never carry excess money in your pocket. The sayings like &ldquo;burning a hole in your pocket&rdquo; or &ldquo;A fool and his money can be easily parted&rdquo; are not just sayings. They can be implied to any one with more money. You will spend more if you have more with you. 
2)&nbsp;&nbsp;&nbsp; Curb your daily store visits. The retailers and grocers will force you to buy unnecessary things. They always keeps attractive things like refreshers, chocolates, and othe cheap items will be kept in the vicinity to attract you.Thus if you stay out of the store, you can save more money. 
3)&nbsp;&nbsp;&nbsp; Have your daily food at home. You can eat at home and save a good amount. It also helps to have healthy food. 
4)&nbsp;&nbsp;&nbsp; Always eat what you have. Make your meals with available stuffs. 
5)&nbsp;&nbsp;&nbsp; A good sleep is another essential. This reduces your necessity of spending on caffeine and snacks to keep you up. 
6)&nbsp;&nbsp;&nbsp; Always maintain the car properly. Properly filled tires, timely oil changes and other on time maintenance works save your money on car repairs. 
7)&nbsp;&nbsp;&nbsp; Online bill pay is another method. This will cut the cost of postage and you can do on time payment. 
8)&nbsp;&nbsp;&nbsp; Avoid charging matters like credit cards; they are useful in case of emergency but more harmful if used unwisely. It is not suitable to buy food stuffs or gas. 
9)&nbsp;&nbsp;&nbsp; You can practice your own ways to do things with out any payment. You can learn certain essential things in life like cooking, maintaining common devices, changing oils etc to save money. It also sometimes serves as anew way to create money. 
10)&nbsp;&nbsp;&nbsp; Think wisely before spending every penny. Assess the usefulness of the device and compare it with the price. Make sure that each of your purchase is cost worthy.
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